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Just in time for Memorial Day weekend traffic tickets, New York drivers now have the option of completing a defensive driving course on the Internet. That’s great news for New Yorkers who are facing a possible driver license point suspension, as the course reduces up to four points on their driving record from tickets they have received within the past 18 months.

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At DTA, we receive a large number of calls from people who have received a warning letter from the Florida Department of Highway Safety and Motor Vehicles that their insurance has been canceled and they are in danger of losing their driver license. The following article is based on information provided on the DHSMV website that explains why these letters are issued and what a driver is supposed to do if he or she receives one. Read the rest of this entry

Defensive driving courses in Texas started out for insurance discount purposes only.  Eventually, it was written in the law where Texas drivers had the option to take a TEA approved driver safety course (a.k.a. defensive driving) to keep a traffic ticket off of their driving record.  The benefit to selecting this option is that it keeps users from accumulating points which can cost them significantly financially in the event of multiple tickets or accidents in the form of DPS or insurance surcharges. Read the rest of this entry

No matter what state you live in, laws are constantly changing.  For example, in recent years, many states have adopted “move over laws” to help protect law enforcement and emergency personnel while they are working on the roadside. Do you know the requirements of Florida’s Move Over Law? If not, you should! Obeying this law could save a life. Read the rest of this entry

Threadbare city and county budgets have caused government officials to get very creative in finding more money for their coffers over the last two years. One new revenue source is the implementation of what are known as “Cost Recovery Programs,” “Police Investigation Fees,” or “Service Response Fees.” In layman’s terms, this means that the person responsible for the crash has to shoulder some of the financial responsibility for emergency personnel who respond to the crash. Read the rest of this entry

You might not have ever heard of “DADAP,” but this course is a little-known way for Texas drivers to earn an automatic 5% discount off their automobile insurance. Everyone is looking for ways to cut expenses these days, and this is an excellent way to do it. Read the rest of this entry

Drivers who receive a traffic ticket in Florida now have another reason to be disappointed.  The longstanding benefit of an 18% civil fine reduction for electing to attend traffic school has been removed from the state law-books. Read the rest of this entry